I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

basically, a combined insurance with a term insurance and a permanent insurance. Anything that i need to know? The total policy is $800,000. Any catch?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.


Is there a way to see how much car insurance will cost before I buy a car?

I am looking for a starter car and currently think I might have found one. This summer when I come home from college I am planning on getting a summer job and my mom is allowing me to use her car. But I thought if I go a head and buy the car I found that I could save up my money from working to pay for insurance and gas. My only question is how much would my insurance payments be? I know you can get quotes online but can you get them for a car you do not have yet? If not, is there anyway to know?


Does it show on your medical insurance bill?

I took a blood test recently and apparently my medical insurance covered it and all I had to do was pay the co pay. my mother pays for the medical insurance. Does the visit show up on the medical bill that I went in for a blood test? or do you just pay for the insurance as normal? How does it work?


Insured vehicle in NY, and registered in CA, Is that legal?

I have lived in NY all my life untill 2 months ago when i moved to CA. Now I’m looking to get a second truck for transportation. My current and only car is still registered and insured in NY state, what will happen when if i buy this and want to add this for my second vehicle on my current insurance? Will registering it in CA and have insurance on it in NY work? thanks.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Should I buy a Infiniti G35, Lexus GS300, or BMW 328i as my first car?

My budget is 12000 and I do not plan to buy it off at once. I’m planning on putting a large down and paying the rest off monthly. First and foremost, keep the criticism to yourselves unless you have other suggestions you’d like to bring to the table. The G35 is my most favorable choice, they’re everywhere and I’m most likely to find it in my budget. The GS300 is my last choice, I don’t really like it as much as the mother two but it’s nice. The BMW is nice but since it’s German car I’m afraid it won’t last as long as I’d like it too, and I don’t want to be thrown in a bunch of maintance costs. What are your experience with these 3 cars after 100k miles? Would you recommend the Infiniti or BMW after 100k miles? The B,W is a huge risk though so I’m most likely purchasing a G35. And the cars won’t be passed the 2006 year mark AT MOST. Help? Share your knowledge.


Legal Question Regarding Life Insurance?

Quick question. My boyfriend and I have been together for the last two years and I just found out that he named me head of his estate and I’m a little concerned about what will happen should he die. This is not a common life insurance policy, even though he still has living relatives I’m the only person listed on his will/policy. My concern is that his family would fight me over the decision he willingly made. My estimated inheritance is upward of $2 Million and I believe this is more than enough to spark a fight/rival between me and his other relatives (mom, dad, brothers, etc…) My question is this: can they take any sort of legal action that would stop me from inheriting this policy? I live in the state of Minnesota where same sex couples are not legally recognized, nor is same sex marriage. I’m not married to my boyfriend, yet, but we are on the same insurance policy, same mortgage, and etc… I’ve heard and even witnessed situations where the family has taken the significant other (me) to court over the life insurance policy claiming that the deceased made the policy of not sound mind, even though they all know he was perfectly sound when the policy was published. I’ve also witnessed a case where the state turned over the policy to the family ,embers citing the fact that the state does not nor will we ever” recognize same sex relationships and deemed the inheritor unqualified to receive the policy. You can see where my concerns are stemmed from and I don’t think I need to drag this out much further. We had a conversation the other night when I found his policy and yelled at him for leaving me everything. I don’t think I deserve everything because I’m not the only part of his life. So bottom line is this


I do not have regular health Insurance?

I regularly go for activities like white water rafting. Is it possible to buy cover for injuries from such activities on per event basis?


I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

basically, a combined insurance with a term insurance and a permanent insurance. Anything that i need to know? The total policy is $800,000. Any catch?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does auto insurance cover me if it is my fault?

In the event of an accident and it was %100 my fault, meaning i was responsible for the accident (e.g. rear ended someone), does the insurance company cover the damage to my car? I know there are different kinds of insurance plans…but is there a type as such?


What’s the cheapest car insurance in Houston, Texas?

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Cheap car insurance in PA?

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I’m 17 in two months and will need a car. Mum said a Renault Clio would be good. However which 3 door car (small) would be best on cheap insurance. Whatever suggestions would be brill


How much does it cost to live on your own in western Washington?

I am 20 yrs. old and it’s just time to move out. I was wondering what all the expenses are that go into living on your own. Also I am attending communtiy college, and though it is paid for I will not be working full time so I will be living on a budget. I know the general cost of rent, car insurance, cell, gas but I really have no idea as far as food, utilies, cleaning supply, soaps, all those little thing you dont think about untill they add up. So in addtion to all that feel free to share some expenses that took you be surprise! Thanks everyone 🙂


Life Insurance?

Is life insurance under rated? If so explain why?


The Coverage of Ontario Health Insurance Plan for Hospital Room?

Hi, I think OHIP covers a regular room of the hospital. How many days does it cover? Also, is there any limitation for usage, like once per 3 years, etc.? Thanks


Home hazard insurance vs. home owners insurance?

What is the difference?


I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

basically, a combined insurance with a term insurance and a permanent insurance. Anything that i need to know? The total policy is $800,000. Any catch?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is the best dog insurance I should get for my new puppy?

I’m picking up my new puppy today and I am looking into insurance. Anyone recommend any? thanks! =)


If an insurance company makes a profit, isn’t that a scam?

If you think about it, an insurance company’s product is the money they reimburse. If they are taking in more money than reimbursing, they are making negative product. In aggregate, people pay more than what they get out of it, and therefore is not an equal value exchange of product in money. Normally, when you buy something, you give someone money and they give you a product or service that is the value of that money. That is not the case with insurance. You get nothing. It seems unnatural to spend thousands of dollars a year for insurance when you will likely get much less than that value in return.


Dad’s Car Insurance Coverage for My Car Accident?

All I honestly knew was I paid my dad monthly for the insurance. It sucks that this is happening, but it makes sense. From what it seems, the little I paid must have been the full amount, as oppose to my dad paying half for me. Well dang, hopefully it comes out in my favor in the least, or at least not the most expensive repair to make. I am not looking for validation on the matter, but more of opinions and views. Anything can be helpful. Thanks Burt, anyone else have something to say?


How much do you pay for your car insurance ?

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Looking for an affordable medical repricing company instead of health insurance. Know of any?

Looking for an affordable medical repricing company instead of health insurance. Know of any?


Which insurance is the cheapest insurance in houston?

I am 21 year old and I got no insurance for my car. so, which insurance is the best and cheapest insurance in houston. Help me!!


What is Obamacare (Affordable Healthcare Act)?

This is being written by a Briton, in the UK, healthcare is the NHS which is free at anytime. But in the UK, British politicians constantly go on about how we should keep healthcare public, even the Conservatives and they point to America to prove what would happen if we don’t keep healthcare public, but I always thought that healthcare in the US costs money, if you’re poor and need surgery, you need to take out a loan, is this true, but when I heard about Obamacare I thought, oh


How much would it cost for a 17 year old for provisional drivers insurance?

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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


If me and my friends rent a home, at say, $900 a month, do we have to pay for home insurance or property tax?

I guess it depends on the owner, right? but we just wanted to pay the rent and whatever utilities that we may use..not the homeowners insurance, property taxes, and the rest of that stuff


What is good individual, insurance dental plan?

What is good individual, insurance dental plan?


Spiritually speaking: Life insurance sales agent?

I recently graduated with a BFA in graphic design and have put my resume on several job search websites. I keep getting emails from a company that sells life insurance wanting to set up an interview. I am just wondering what this field is like, starting pay, and daily routine, etc. Will leaving my low paying entry level graphic design job for an unrelated job hurt my career if I want to get hired by a big name design firm later down the road when they are hiring again?


Can I buy term life insurance for my aunt who lives in CA?

I live in Florida and was just wondering if I can purchase a term life insurance policy for my aunt in California? Will the term life insurance policy be in my name or her name, because I will be paying for the policy?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Caveat when shopping for car/home insurances?

The cost of everything is going up while the companies are awarding layoffs, furloughs AND salary reduction” to average Americans. In spite of this


I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

basically, a combined insurance with a term insurance and a permanent insurance. Anything that i need to know? The total policy is $800,000. Any catch?


Question about getting a car insurance quote?

If I go to say, State-Farm’s website and get a quote. They need information like my specific address. I’m new to this, why do they need phone numbers or addresses? Am I going to receive spam mail from them or something? I know where I live affects my car insurance, but a specific address.. I’m just lost. Thanks


Auto insurance advice and help?

I was in a accident on July 13 and the person that was at fault was cited for running a red light. I found out that he did go to court and was charged for running the light and paid his fine in full on July 27th. However when I called his insurance company to see what was going on with the claim they told me that he didn’t even report the accident to his insurance company so what’s going to happen next?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How is the health insurance subsidies calculated?

Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let’s say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?


Insurance question: Does anyone know?

An insurance policy that covers several individuals, often sharing common professions, is called a(n) _____________ policy.


How does life insurance for a baby work?

I am a teen mom. I am keeping my baby (please no rude comments, just answer the question.) I don’t know how life insurance works though. And I don’t know if I qualify for Medicare because my mother has a high income, but I on the other hand am not working, or making any kind of income. Please inform me on how I would get life insurance for my baby!


Do car insurances typically give lower quotes for married couples?

I’m going to be jumping on to my fiances auto plan [Progressive] and heard that insurance agencies give lower prices to married couples. Is this true? He drives a 1988 bonneville and I drive a 2001 sunfire. I am also in college, he isnt.


Motorbike Insurance problems [few questions about license, L plates and insurance]?

Hello all, i have a few questions about [title] I am 18yo [19yo in September] i passed my driving test 4th September 2014, i had provisional license since 14 February 2014, i passed CBT in February 2015. 1 My first question is do i need L plates on my 125cc motorbike ? 2 When i was trying to see the prices of insurance [comparethemarket] i have been asked ”Type of motorcycle licence” and i have full car license [B] and i have [AM] also same as car but under number 12 which are codes there is some number and under car isnt so i have full moped or not, which one should i chose ‘Full moped uk’ or ‘Provisional UK’ 3. On my quotes there are insurance companies like 589£ up but some of them under Motor legal protection says ‘add [for about 28-35£ different from each company] and when i click what is that motor legal protection it says ”In the event that you are involved in an accident that isn’t your fault, motor legal protection could help pay for expensive legal costs that can arise from an accident.” and here are my questions for number 3. So what i am paying for ?? 57-90£ monthly and even if someone hit me and its not my fault i need to pay for the damage he made to his vehicle and my vehicle ?? if yes then what is this insurance for ? and its not only 1 cheapest company that doesnt have that but you can add it to your insurance only few of them have that ticked do you have any idea how to make the price of insurance lower ? Thanks for helping !


Optional insurance from Hertz in USA?

Hello, I’m from Australia and will be renting a car from Hertz in Los Angeles. Included in my hire charges is: – Airport concession fee recovery – Loss Damage Waiver – Taxes – Liability Insurance Supplement – Vehicle license fee recovery – Customer Facility Charge – MISCELLANEOUS LOCATION TAX – California Tourism Commission Assessment – Unlimited Free Miles I’ve previously been duped into buying extra insurance or unnecessary insurance. I’m told this is not included: – Personal Accident Insurance / Personal Effects Coverage – PREMIUM EMERGENCY ROADSIDE SERVICE Can someone help? Do I require these extra insurance options? What do they actually cover? Thanks!


Is a subaru wrx a good car for an 18 year old?

I’m 18 and I’m thinking about buying a wrx. It has 150000 miles with maintenance history and was run on high octane gas… seems to be mechanically taken care of. It needs a new paint job but I don’t mind the project. Is it hard to drive this car on 5spd for people who have minimum manual experience? (i can drive a manual but I haven’t had much practice) I plan on taking care of it and running it easy. How much does insurance increase if there’s a lein in the car? Is it difficult to transfer leins? Car has 6600 left on lein and its a 2003.


What is cheapest commercial semi log truck insurance in Arkansas area?

What is cheapest commercial semi log truck insurance in Arkansas area?


Mobile home insurance?

Will a mobile home that does not meet the wind zone construction standard be covered by insurance companies?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much will my insurance cost? Just turned 16?

I want to get a 1994 Mitsubishi 3000gt, but my dad said the insurance would be way to high. Can anyone estimate the price per month insurance would be for a 16 yearold that just got their first car and lisence? Thanks, Dustin


I’m in touch with an insurance broker and he has advised me to get a combined insurance plan? pros and cons?

basically, a combined insurance with a term insurance and a permanent insurance. Anything that i need to know? The total policy is $800,000. Any catch?


Dental and Health Insurance?

I have a question about dental and Health insurance, I feel like this country is messed up and health and dental care is so broken. I am a full time college student away from my family and work a part time job, I have no health or dental insurance and my part time job doesnt offer any because i am part time and I definitely cant afford any with part time pay when I have to pay for bills the cost of school and everything else. I live in florida and they did not expand their medicaid and im sure i couldnt get it anyways. So is there anything I can do when it comes to say a dental emergency which i have right now. No place takes you without insurance here and I have a severely abcessed tooth and trust me I have already been to the ER twice and checked every place and found one that will take me without insurance but i have to have the money upfront to be treated and I wont have it for another couple weeks. My gums ares so swollen and I have been on antibiotics for a week now and still nothing, Like are there any programs out there that give you dental coverage in a situation like mine ?


How do I find health insurance for myself as an individual?

I am currently a sophomore in college, and I really hate student insurance, as it covers and pays for almost nothing, and doesn’t include dental. Where do I go if i need to get a different provider?


How do I get health and dental insurance?

I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad’s work and the magnolia health plan(kinda like medicaid) bc I was adopted. It will cost 90 a week for my fiance and I to have heath insurance through his work. I don’t even think it will cover everything. I have hypothyroidism and the doctors think I have a hole in my atrium. I need a insurance that will cover my pre existing conditions that is affordable. Do you know anything about extending a health insurance? I’ve heard if you leave a job, you can still use their health insurance plan for a year or two. Would that apply to me? I need prices and advice. Thank you.


Average cost/month for boat insurance?

have 1 car accident within the last 3 years (if it matters). what can i expect to pay per month for boat insurance?


I’m 35 years old and the sole breadwinner for my family. Should I buy life insurance now or am I too young?

Thanks for all the help guys. I took your advice and got a quote today, and it was way cheaper than I thought it would be. And when I think about it, you’re right, I’m not too young! 🙂 If anyone else is looking, I’d definitely recommend the site I used – I tried a bunch of resources and this one had the cheapest quote: http://quotesource.net/life-insurance/


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