Are insurance premiums negotiable?

Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn’t budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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My son was hit by an excluded driver. Their insurance won’t pay. What can I do?

The other driver received the ticket for crossing into my son’s lane. The insurance proof he provided showed that he had full coverage. We get a call from his insurance company telling us he was an excluded driver on that policy and that they will not pay. I did not have uninsured/underinsured motorist on my son’s truck. Who pays?


How much would teen car insurance be monthly?

I just got a job and I’m looking to buy a car around December… The car will be worth 1200-1500… I’m 16 years old and haven’t had any accidents. Around how much would my car insurance be a month?:) thank you!


I’m 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?

I’m 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?


What is the best home insurance company ?

home insurance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Why does wind damage coverage cost more for home insurance within 1500 to 2500 feet of the coast?

I was told that some companies won’t even insure you in that locale?! Are there more claims for that area for wind damage? I would think many inland areas get higher winds than some near the coast, especially high areas?


I’m about to be 19. Where should I look for health insurance?

in California I work 2 part time jobs, neither give health insurance and my parents don’t get health insurance from their jobs. It’s currently Summer break but I will be going to school in the Fall. I asked for help from my bank (Wells Fargo) but my mom said I could find much better prices. Any advice would be appreciated, I need it by tomorrow.


Can 20 year old go under classic car insurance in ontario?

I keep hearing different answers from everyone i ask. Im looking to get an older camaro (78-81) but im worried i wont be able to get insured as a classic. If so is there any companies in ontario anyone recommends?


Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn’t budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Cancelling Car Insurance.?

Hello I recently cancelled my car Insurance as I got a new car. I was insured with LV and when I cancelled they said I would be refunded £500 premium however I haven’t got this money yet and it has been a while. Has anybody ever cancelled there insurance and been refunded the premium if so how long did it take? Cheers Lewis?


What are some cheap health insurance plans.?

I don’t have a job right now but I need insurance because I’m on much needed medication.


In California is a life insurance considered to be a public entity?

In California is a life insurance considered to be a public entity?


Life insurance question?

I live in california and we spoke to an attorney about community property and how he was full beneficiary even if she put me down..but at the time she was married..she’s been divorced for 7 months now and he’s moved out of state.so since she is divorced now he’s completely out of the question? she believes that SSI will try to claim the insurance money once she passes.


What do I do with my ROE when applying for Employment Insurance?

What do I do with my Record Of Employment when applying for Employment Insurance?


LA area car insurance?

My friend is letting me use her car for about a year and she wants to make sure I’m under her car insurance, too. (and I pay for my portion of car insurance for borrowing her car) She took my driver’s license to have her car insurance company list me under her name. AND IT’S TAKING MORE THAN TWO WEEKS she told me that the insurance company have to contact her and let her know what’s up.. but in my common sense, it only takes like ten minutes to list a person under someone’s policy. Is this true because I’m not a related family member of hers or is she up to something suspicious?


What is the best insurance for an english bulldog?

I have a 6mo old English Bulldog and she needs a surgery on her right eye 🙁 if u know of any good insurance u can recommend please feel free to email me :o) Thanks From Isa and Leidy (my dog)!!!!


Car insurance question?

hi, I’m currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help


Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn’t budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


File an insurance claim, minimal damage to car that I let friend borrow?

I let my friend use the car last night while I was in the passanger. The weather was slightly bad and we slipped into a snow bank. Upon entering his driveway it comes to find out that their is some light damage to the bumper. A dent that he claims he can pop out from the inside of the hood. I would like to know how much this usual cost is.. and if I should be filing a insurance claim and if I still can. I live in massachusetts and like I said this happened last night.


I have a Suzuki GS500 now & want upgrade. What is the cheapest sportbike on insurance 1998-2006?

Thinking of maybe a Yamaha R6 or R1, Ducati Monster, Buell Firebolt, Kawasaki Ninja, Honda 599 or 919


Should i go through the whole car insurance thing?

Hey guys, so someone rear ended me this morning and im debating whether or not to file the claim through the other person’s insurance company since im pretty sure it would be his fault. But i’m debating whether or not i should even bother becuase the damage is very minimal ( theres only a small imprint of the rectangle from the guys license plate.) But i got in a car accident about 8 months ago which ended up being my fault. so since the damage is minimal to my bumper, i’m not sure its worth the hassle and the possibility of my rates going up, even though not my fault. should i just let it go? or file a claims through the other persons insurance, and if i do, do i have to call up my own insurance company as well? or by filing the claim through the other company, they’ll take care of it? thanks for all the input.


High performance car insurance?

Basically this is really annoying me. Me and my dad aren’t really bothered about the monthly cost of my insurance on a Mazda RX8. I’m 18 years old, but nobody will insure me? Seems fair? Wrong. My friend, who’s dad is an investment banker has just got a factory build Audi R8 quatro V10. He’s also 18, but I don’t understand how he has even got a quote let alone full cover. He tells me hes insured in his name but his dad won’t tell him how much it costs. Now, obviously their family is greatly richer than mine, but still, my family can afford the insurance, just like his family can. Why do they insure him and not me? When his car is classed as a super car, and mine is in the sports car class. We have both have just recently passed our tests if that helps.


Time to get life insurance during economic crisis?

Would it be a good time to get life insurance during financial and economic crisis? Because i heard a lot of people talking about getting life insurance. Thanks


The insurance on a kawasaki ninja 250?

I don’t want a quote it just want to know from people who’ve had this bike at the age of 17 and how much they paid for their insurance, preferably in pounds because i live in the UK


What are my 2014 tax fine or fee going to be for not having insurance for 5 months of the year?

I am having issues with paying for health coverage due to the fact they only cover my medical bills after they go over one thousand dollars recently I hurt my foot and had to have some X-rays taken and had to have a minor support provided (was a serious sprain with some torn ligaments in one of my toes. The bill was 650 dollars so I paid that off and I have other bills to pay. If I pay my monthly premium of 180.00 I will not have enough to cover my other bills and get my car fixed for work. But now because I am unable to pay the bill my insurance is about to be cancelled I have had insurance through my employer for the first seven months of this year and then the last five months I had to find other insurance due to our group being disbanded. What I am wondering is what will my fine or fee be on my taxes for not having insurance for 5 months??


Car insurance cover query?

I have had an ongoing problem with a succession of worn ignition keys that are a pain when trying to start or open the bonnet on my Ford Focus.Will standard fully comp car insurance cover the cost of a replacement key/barrel if i take it to the dealer?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Which insurance companies insure vacant commercial buildings?

I need insurance for commercial liability and building insurance in CA, which companies provide insurance for retail vacant buildings. Thanks


How old does one has to be to buy car insurance and what is the average price?

How old does one has to be to buy car insurance and what is the average price?


What is an affordable life insurance for a cigarette smoker?

What is an affordable life insurance for a cigarette smoker?


Where can I find the best dental insurance?

I am looking for the best dental insurance to help fix my open bit….I live in Columbia SC and I can’t seem to find any insurance to help me. I dont know how much these things cost but I hope it is not too much. 🙂



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What would be insurance on a Sentra SER/Spec?

I’m 16 and looking for a car. Im not getting this car, I just want to know. Ok, so I have no accidents or tickets and a B” average student or higher. I’m a safe driver and everything. How much would it be for 6 Months?”


Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn’t budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?


Is this car insurance quote cheap?

i am 23 no NCB held full uk licence for 2 year 8 months and i am a hire car driver so have alot of driver experience ie drive average of 10 vehicles a day from small cars to luxury 4x4s and vans got a quote for a v-reg (1999) Peugeot 206 1.9 L Diesel 5 door for £1330.76 third party fire and theft is this a good quote or will i be able to get it down. i really want to buy this car so don’t want to hear things like try a smaller engine etc thanks


Anyone in Florida with a 220 insurance license?

I want to study for the 220 insurance test but before going to the school i needed to get a head start, and was looking for some study material can anyone help or send some lititure to study??

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Question about car insurance and the situation i am in?

So, i have a truck that my step-father gave to me to drive. i did a lot of work to get it up and running and looking decent. now the time has come to get insurance so that i can get tags on it and have my own vehicle. but my insurance is going to be way to much for me to afford. lame. i know. but i have a solution, my real father said that he would insure my(in step dads name) vehicle in his name dropping my insurance down to 48 bucks a month. so basically, can i get tags on a vehicle if the the insurance isnt it the vehicle owners name?


Can a car insurance provider cancel your insurance quote, without giving a refund?

I recently renewed my car insurance with the Cooperative, I was charged and thought I was insured. After a few days I received a letter from the cooperative saying they have decided to terminate the insurance quote. If i want to know why I have to write a letter. After noticing Ive been charged and not given back a refund, I called and asked why this is. They said they wont refund the money, and all I could do is appeal for the money! They said the appeal has to be a letter sent to them, not email. Can they do this? Not only did they refuse to insure me (when they have done for so many years now), then they sent a letter saying they’ve decided to terminate it, without giving a reason, and they dont even mention anything about the money theyv charged me, I had to call in, and they tell me they wont refund the money?????


Full or Limited Tort with no car or insurance?

I was in a single car accident in March. My car is not drivable and I am donating it. I want to cancel my insurance on the car and my agent said that I would have a lapse insurance which would make it more expensive for me to get insurance in the future. I live in PA and also wonder that if I no longer have car insurance does that mean I have limited tort if I’m passenger in someone’s car or get hit while walking. I’m currently driving my mother’s car which is registered and insured in DE I have concerns as to my liabilty and hers if I were to be at fault in an accident in PA. Doing some research today has just made me more confused.


Can I get a company car as a Farmers Insurance Co. Agent?

So im becoming a Farmers Insurance Agent. I’d like to know if I can get a company car to commute to and from work and if possible for private use? I currently do not have a car but I am a licensed driver. My office will be 30 miles away, one way only so 60 miles each day. I currently have no money to purchase a new car and I’ve no work experience either. I’m not sure if Farmers offers company cars but I’d believe they do. Any advice? Thanks in advance.


Where can i get cheap car insurance?

ive not yet actually got a car, but i acted like i have on these insurance compare sites, and no matter what car i (pretend) to have its coming up as over 1000 a year, im 27 female and have just passed my driving test, i have a secure drive, do you know any insurance that would give me low payments per month, for a small car dating any thing from the 90s to now, thanks, or who are you with and how much is your insurance each month and what car do you have thanks again


Can i get insurance on a bike at 16?

i have a pedal bike its 20in i have paid almost 1800 for i built it myself and i was woundering if i could get some type of insurance for it like if it gets stolen. i live in michigan


Cop Didn’t ask for proof of insurance or registration.?

So i got pulled over for going 28 over the speed limit haha….. It was on a highway and the speed limit was 55 i was going 83 ….. Im from florida and my car and license are all registered in florida but im in georgia right now living with a friend trying to attend college (except i cant find a job cause the worlds slowly dieing lol) But anyways so i get pulled over by this state patrol narcotics douche bag who mind you has no teeth to begin with and in my mind either his mom beat his teeth out of his head or hes a recovering crack head who had lost all of his teeth over the years. Either way he pulls me over and says You were going 83 on a 55


How much is a physical exam cost in California without insurance?

How much is a physical exam cost in California without insurance?


About how much does an Sr22 bond cost?

The reason I need one is, I was pulled over and caught without insurance. Now in order to get my license reinstated I must first get this bond.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would insurance be?

I am deciding to get a 2003 pontiac grand am with 62,000 miles on it 4 cylinder I am 16 how much would it be for insurance on my parents insurance


Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn’t budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?


Payback health insurance?

Anybody out there has a HR job or work with group insurance? Here is the situation: Last April I was laid off from my job. After 22 years with my company, they laid me off because I was the highest earning manager. So after 22 years the new HR admin walked me though his exiting paperwork. In the paperwork there was letter explaining my rights to elect Cobra. I never signed the paperwork or paid any money to my ex employer or Cobra. I was rushed to the emergency in June because of respiratory issues, since then I’ve been seeing my physician for testing and monitoring. My girlfriend asked me one night if I was still insured. Or was I seeing a quack that wanted to collect 20 per visit. So I called Anthem Blue Cross plan member phone number. Anthem said I was still covered (insured) however he better call his ex company because there might be money owed to them. I never received a bill from my ex employer or Cobra stating I owe a monthly premium. I never elected to pay for any insurance, now my ex employer HR administrator says I owe $2,000 if I want keep their group converge or if I want to terminate coverage, I would have to payback for hospital visit + Doctors visit which will range $7,000 (Here comes the question) can a company assume and charge you for something he never elected or does a company have the right to charge you for health insurance after you are terminated?


Is my pregnancy covered under my mother’s insurance?

I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother’s insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother’s insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?


Which family car has the lowest insurance rates in Toronto and why?

Which family car has the lowest insurance rates in Toronto and why?


Insurance on a car that my mom owns and registers that I will be taking to college with me.?

I am taking my moms car to college with me(saab 9-5) I’m going to auburn and live in maryland, I drive this car every day insurance knows i am the only driver of this car, but i plan on taking the car with me to auburn AL, what will i have to do to do this. I also plan on changing my license to an alabama license when i get there, will this matter? will our rates go up, the car will be kept in the driveway there and only used for grocery shopping


Insuring cars that I am going to flip?

I am thinking about flipping a car or two, for some small profit not much, but I was wondering if I have to register the car in my name an get it insured. I would be transferring the title, but I would rather not pay to register or insure a car if i’m not driving it. Also if the car is not insured can someone take it on a test drive legally if they want to buy it.


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