Insurance for dummies(life insurance)?

Insurance for dummies(life insurance)?

Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Isn’t this illegal? A lot of people at my company have insurance and the cost is taken out of their weekly checks.?

My coworker went to the doctor the other day and was told that her insurance wasn’t any good and hadn’t been paid since November! This is the 2nd time that I know of that this has happened and both times the owner denies any wrongdoing. I get insurance through my husband’s job so it doesn’t directly effect me but isn’t there something that can be done about this? We live in Texas if that matters.


Cheap family insurance plans?

In Missouri, what are the best family insurance plans and their prices for a family of three? Also do any cover the lap band surgery? Thanks


Can a driver without a motorcycle license, insure a motorcycle?

To be more specific, here is the story. I am a 20 year old male from Illinois and getting motorcycle. Insurance is something I dont want my name in, well I want to be a second driver. The question is can the insurance be written to my dad, who does not have a motorcycle license. He does have a regular license. I know that second drivers are insured. So I would be paying less money for insurance, but I would be able to drive my bike. My dad will be getting a license, but first needs a motorcycle. So again can he get insurance on this motorcycle without a license?


Response Insurance, Need Customer Reviews?

http://www.response.com I recently checked the following for my auto insurance & they have good rates available but I have never heard of them. Is there any place I can get the customer review for this company? Or if you have dealt with this company please let me know your experience?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

To restart car insurance they want money down?

I was paying $140 a month for 6 months of car insurance. Around the 6 month mark or a little before i said i want to cancel and they said if i cancel today i wouldnt owe anything and my policy be good until 6-22-2011 (i called in may). I tried to restart the policy today and they want $290.04 down


How the hell do i get off my insurance?

help pay for insurance costing $194 a month. i called the insurance company and they told me the only way for my to get out of it is a life changing situation”. how the hell do i get off my insurance?”


Independent life and accident insurance company phone number? i need to contact them about a insurance policy?

Independent life and accident insurance company phone number? i need to contact them about a insurance policy?


Insurance for dummies(life insurance)?

Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


SR-22 for DUI in California? Secondary liability insurance?

Has anyone ever heard of Secondary Insurance? How does it work? Is it legal? My attorney recommended a guy for this policy, and it sounds too good to be true. They create a Shell” liability policy for my person


How much is insurance on a Kawasaki Ninja R6 with 636cc displacement?

It is a 2006


Pay the Extra Premiums for Whole Life Insurance Quotes?

I currently have a term life insurance policy and am considering converting it to a whole life policy. I’m married with no kids. My wife has her own life insurance and retirements already in place. We are not going to have children. The main reason I was interested in the Whole Life was the investing portion to supplement my current mutual fund retirement. Should I pay the extra premiums for the Whole life or should I keep the term life and put the extra money into a Roth IRA? Any advice would be great. Thank you


Health Insurance paying for tummy-tuck?

A friend of mine got a tummy-tuck and her insurance paid for it. Is there certain criteria for that? Can anyone’s insurance pay for this?


How can i get a copy of my old insurance card from state farm?

How can i get a copy of my old insurance card from state farm?


I’ve forgotten who i took my car insurance with. How can i find out?

As it’s so easy to pay for car insurance online, i,ve forgotten who i’m actually insured with. I’ve misplaced any paper documents, assuming i actually received them. Is there any online facility of using my registration number to find out who my insurer is? I’m having to check with ASKMID daily to check i’m still covered. Any ideas?


Should gay men get cheaper life insurance than straight men?

To discuss please follow the link http://www.chatzy.com/353953143430


Name and explain some factors/events that could greatly affect the profitability of a life insurance company.?

Name and explain some factors/events that could greatly affect the profitability of a life insurance company.?


Insurance for dummies(life insurance)?

Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Will my daughter driving permit have an affect on our insurance rates?

Will my daughter driving permit have an affect on our insurance rates?


For car insurance rates, does the amount of the claim matter, or is it just that you had a claim?

Wondering about how car insurance premiums work. I just got into an accident this morning. I rear-ended someone so it was my fault. When we file a claim to fix her car, is it worth it for me to get mine done as well? Or will getting mine fixed cause my premium to go up even more when its time to renew?


Is home insurance good?

Is home insurance good?


Home owners insurance ? need help?

I am taking online real estate and and need clarification as to how this works. Has to do with Home Owner’s Insurance (Coinsurance clause) formula. The text says: Coinsurance Clause Most homeowner’s polices also have what’s called a coinsurance clause. This clause requires that the homeowner have insurance that is equal to 80% of the home’s replacement value. This does not include the price of the land. If an owner has this type of policy, he or she could make a claim for the full cost of the repair or replacement without deduction for depreciation. If the owner does not carry this type of insurance – he or she carries less than the 80% figure – any claim will be handled in either of these two ways: The loss will be settled for actual cash value. The loss will be prorated. For example, if a person’s home is insured for only 70% of its replacement value and the owner suffers a loss of $15,000, the insurance will pay $13,125. (70% ÷ 80% = .875 x $15,000 = $13,125) MY QUESTION: why do I not just multiply .70 to 15,000? why do i divide 70 by 80 and then multiply answer by 15000 is coverage is 70%? Also, what if coverage is 80%? Do I calculate 80/80=1×15000? or just .80x 15000?


What would insurance cost for a 16 year old?

I turn 16 in two weeks and i might be getting an Infiniti G35 coupe. We have state farm and i can’t due a quote since i don’t have my license yet. Can anyone give me an idea of how much the insurance would cost?


Is the Nissan 300zx (1991) a good first car for a teenager?

I just want to know, I’m shopping for my first car. I have about $3500 and I want a car that is sporty. I like the nissan 300zx, and I need to know if its a reliable enough car and a good buy for my first car. I f anyone has any advice or knows about the car, let me know. Thank you!


How to find affordable Health Insurance options?

i live in san francisco, CA and am about to turn 30 (female). i haven’t had insurance since leaving a job with a good plan about 5 years ago and i’m (haha, pun intended) *sick* of it! webMD and i can only do so much, and i’m beginning to think the doctor at the clinic i’ve been going to doesn’t know what she’s doing. money is tight (surprise surprise) but i do need to get real about covering myself. anyone else been in a similar boat and found a good solution? OR know of any sources where i can begin leg-work of my own? thanks so much!


Road Test Insurance Question

In California, Im am completely confused, about how insurance works. As a family we have a plan, and my dad paid to insure me a teen driver under this plan. – But he said I cannot driver anyone’s else car, and no one can drive my car and get it into a wreck.(the only way i can be coverd is me driving my car and getting into a wreck How does it work. Is it a policy that covers the person no matter what they are driving Or is it a car based policy that covers the car only im taking the road test soon, and I don’t have a insurance card, despite being covered

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Motorcycle Insurance?

Does motorcycle insurance cost more than car insurance would or is it about the same?


What is the best car insurance?

about how much would it cost? per 6 months/ per year


Can you get car insurance for a vehicle you build from the ground up?

I am considering building a car from the ground up as a project. I have noticed that there are similar cars that are collectors, but none with the creature comforts todays cars have, so I was interested in attempting to meld the old and the new. Is it possible to get auto insurance so that you can drive such a car on the road?


How to/should I report a car accident to my insurance?

I hit another car yesterday. I was at fault. It put a small-ish dent in his fender, didnt cause any damage on my car. No one was hurt. Unfortunately I forgot to get his phone number. Do I have to report to my insurance company? If he decides to report to his, will I get in trouble for not reporting it? Im pretty sure he wont bother to fix it given his car was oldish and it was a small dent. What do I do??



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How much should my 19 yr old be paying for liability insurance?

She has had a policy with State Farm for liability which is the requirement in Illinois which was about $68 a month Yesterday they said she now has to pay $130 a month for insurance on a 1995 Toyota Camry. There is no loan on the car, so I told her just to get the basic liability insurance in illinois. Isnt $130 a month high and why do you suppose it all the sudden went up. I told her to call them back and she did. They gave her some spill about a deposit and monthy payments. My name is on the title of the car, neither of us have ever had a wreck. I insure an old truck for about $45 a month. What do you think about her sudden increase in payment from State Farm? I am trying to make her independent, so I have refused to pay her insurance.


Insurance for dummies(life insurance)?

Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value


Where do I look for health insurance for my family?

Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?


Driving friends car whose insurance documents do i produce if stopped by police?

i have my own car/insurance but sometimes drive a friends car, whose insurance documents do i produce if stopped by police

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I want to know about car insurance?

I want to know about car insurance quotes and find out how much i save on my car insurance.


What are some cheap first cars, and low insurance.?

I have 3400, in my bank account and ive been searching for a used car. The most I’d like to spend is 3000, so i have some leftover to get me started on insurance and license plates..Any suggestions on a good first car to look for? Also whats a good Max Milage on a used car? Like 100k? or 150k? I have no clue.


Banned Driver – Cheap Insurance ????

I AM ONLY 20 YEARS OLD SO THEY NEED TO BEABLE TO INSURE ME X


Why is disclosure important when taking out insurance?

Why is disclosure important when taking out insurance?


How much would my insurance be if…?

I am a 20 year old female and I’ve been having car troubles with my 2010 Toyota Corolla. The cost of repairs is becoming more and more expensive even though I take very very good care of my vehicle. So therefore, I am purchasing either a new 2013 Chevy Camaro or a used 2014 Ford Mustang with 4000 miles for a steal of a price. Right timing I guess. Anyway I am looking for full coverage less than $300. I know that these cars are not considered sports cars in the insurance world I was told many times because they both posses V6 engines. If anyone has insurance or knowledge about the criteria I have provided please inform me of the best/cheapest insurance I can get. No mommy or daddy jokes, because i am paying for my vehicle and insurance, thank you very much! Please be respectful!


What insurance group is a standard Toyota starlet gt turbo?

And what would it be if modefied to around 170 bhp ?


Small Business Insurance?

I would like to know what is the best resource to help me find health insurance for my small business. Should I just go to an insurance broker or are there organizations (i.e. small business association) that can help me with that? Thanks!!


Cost of insurance on a 2000 Jeep wrangler?

I was just wondering what i would be looking at for insurance rates if i were to buy a 2000 Jeep wrangler. Its only a 4 cyl. Im 18 years old, have a clean record of tickets and accidents. Im in honor classes with good grades. I live in Iowa. I currently drive a 2001 honda accord (4 door, 4 cyl.) How would the jeep compare to my current car?


What car insurance should I get?

I just got my first car. Its a 1998 Subaru Legacy L sedan. I need insurance bad, I want to get something good, but inexpensive. I know thats hard to find, but I am on here asking because I don’t know what is good and bad in the insurance world. Please help me! Thank you in advance. Heres a few factors that might help. Age:19 Sex:Male I’ve only had my license under a year. This is my first car The car is automatic, green, and stock.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can your auto insurance increase after you already got a quote and pay downpayment?

my auto insurance already gave me a quote and check my license everything and offer me 1800 for 6months then after july the agent called and said the underwrite said to increase the quote to 2200? can your insurance do that? after you already paid down payment? thanks


Insurance for dummies(life insurance)?

Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value


How much would my car insurance go up if I got a mustang?

I’m 24 years old, have a good driving record, and I am currently on with my dad’s insurance. I have a 2005 chevy aveo right now, with almost 75,000miles; and I pay $110 a month for insurance. Unfortunately, my car may be reaching it’s end, and I may have to get a new car. I’ve found a used 2002 ford mustang, 2 door and 14,633 miles on it. How much do you think my insurance would go up? My dad says it would sky rocket… But I figure I’d ask anyway! Thanks!


Wouldn’t you want everyone to have health insurance?

I mean if we are all forced to have car insurance why not health insurance. Why should people choose to have it or not? What kind of person doesn’t want to take care of their body? The thing is every one should have health insurance because sickness has no boundaries. Germs spread when your sick and affects everybody. So no, health should not be a choice to someone because they affect more than themselves….well unless they are willing to live in a big plastic bubble.


Insurance auctions/Salvage yards websites???

can anyone tell me good websites that sale salvage/insurance auction cars ……i live in south texas……..


I switched auto insurance companies. is it illegal for my car to be reposessed if it still was covered fully at the time of the reposession?

I switched auto insurance companies. is it illegal for my car to be reposessed if it still was covered fully at the time of the reposession?


Home insurance civil lawsuit?

I’m 20 years old and facing a civil lawsuit in Canada for a personal injury I caused. At the time, I was a minor. My parents were renting a house at the time and did have home insurance. I spoke to a lawyer today and was told that it may be a good idea to speak to the home insurance company my parents had at the time. He said they may help in my defence, but they may not because my actions could be considered intentional tort (it was the result of a fight). Is this true? Is there any use in contacting their home insurance company?


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