How much does your credit rating affect your car insurance premium?

How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Why don’t any insurance companies cover the cost of childbirth classes or doulas?

Serious question. Why is it that no insurance companies will cover any part of the cost of prepared-childbirth education or a doula fee? Women who take classes or have a doula are way less likely to request drugs or epidurals, and therefore, are less likely to need a c-section (necessitated by drawn-out labor or complications from drugs/epidural) Why will insurance cover all the medicating yet won’t cover anything that is statistically shown to reduce the NEED for the actually medicating? This isn’t a rant, I’m really curious as to why this is. Would it really be that hard to impliment?


Best life insurance policy?

Which is the best life insurance policy for tax saving and investment for employee?


Emergency Roadside Assistance(ERA) in my auto insurance policy vs. or do I get AAA?

I was speaking with AAA about auto insurance and she advised me not to get ERA but to buy a AAA membership. Granted, I have to consider the fact that works for AAA, but she said that ERA is bad because if you use it, it counts as a claim and could affect your renewal price or if you switch providers they may use that to charge you more $. ERA costs me about $35/year and AAA is about $65 (although you did get more”). Any thoughts? Is here “claim” claim something valid? Thanks!”


How to find the cheapest car insurance company?

Is anyone know the best way and cheapest way to insure the car thanks?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Is it cheaper to insure your child under your insurance even if they have thier own car?

She is very grateful. This is her first car, as she was made to wait until 18 to get her license and are only allowing her to have a car because she has proven she is responsible enough to do so. She has a job and is willing to pay insurance and gas. However, some of the quotes she had gotten were extremely high and above what she could afford. We are looking into ways to save money on the insurance so that she can afford to pay it. I’m really proud of her, because she has done all the research and car searching herself and not relied on us for anything other than the lease payment. I’m also not worried about her not paying us for her insurance, because that would be really out of character for her.


Are annuity health insurance premiums deductible?

My husband gets a government pension. His health insurance premiums are deducted from the annuity payments each month. (I don’t know yet if the premiums are paid with pre-tax or post-tax dollars, looking into it.) Are those premiums deductible in the medical expenses area of our federal income taxes?


Insurance rate for a 2000 toyota celica?

Insurance rate for a 2000 toyota celica?


How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Average Insurance Price for 2-Door Car?

17 year old male.


Nissan 350z owners how much do you pay a month for car insurance?

Is the insurance high because its a sports car?


How to un-suspend my license due to expired insurance?

so lets say someone who is insured, wasnt paying attention the the rode, she was texting on her phone, bam, 5 car pile up…. she was a safe driver because she did have insurance? i think not… and i dont car for driving with or without insurance, its that i need insurance to but the new car. cause i cant buy a new car without a valid license


If you have your learner’s permit, do you need car insurance?

If you have your learner’s permit, do you need car insurance?


Texas insurance companies offering insurance on rent-houses?

Where can I find a list of all the property insurance companies that offer insurance on rental property in texas?


Insurance problem, auto?

recently took a new job in Canada as a social worker and tried to add business coverage on my vehicle. I was told by my insurance company that this would be commercial because there is some risk I would have kids in the car. I called another company who told me it is just business. The initial company is cancelling my policy as they do not offer commercial insurance which they claim I require. They are not cancelling it for any negative reasons but will this cancellation show up and effect my rates even though it is not my fault. I tried to add the correct insurance but they did not have it so they are cancelling me. Other companies say I do not need commericial coverage so I should be ok with business but because there is a this cancellation I worry. I know if you have a cancellation for things like non payment or tickets it will impact you but what about this?


Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage…one of hardest things I have ever had to deal with…anyways…we want to try again but I really want to have health coverage and not have to pay out of pocket…does anyone know of any health insurance that covers pregnancy…from what everyone else is telling me no individual policy will cover me if i get pregnant…if anyone can help I would appreciate it…


BCBS Health Insurance says my group total for deductible is $12,700?

I am trying to choose a health plan and it says my group total deductible is $12700 (3 people). I know deductible means that I have to pay the deductible before my insurance starts covering my costs. However, if I am the only one using the insurance, that means I still have to pay 12700, or just approx 4200? Also does this mean that every time I go to the doctor and the visit costs $150, I have to pay the entire $150 until I reach the deductible? Or does the deductible only pertain to bigger costs like surgeries? I called BCBS, but they couldn’t answer my questions.


How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Auto insurance premium?

I have state farm auto insurance. Recently my premium has increased by about 15 dollars. I haven’t done anything wrong though. I haven’t had a ticket or been in any accidents. My record is clear. I asked my state farm agent but she just told me that she can’t control these increases. If I haven’t done anything wrong, why is my state farm insurance premium increasing? I don’t get it. If anyone know, please educate me on this. Thanks!


Fun first car from the 90’s/cheap insurance?

I’m at the age of buying a first car, and was just wondering what would suit me… Currently, I drive an automatic Kia Sedona(Automatic) along with a Toyota Tacoma (Manual). I’m alright with cars and mechanics in general, and I’d like to modify my first car a bit. (Ex. Turbo, engine swap?, etc). Not a lot but just to a point of understanding cars more. Here are a list of must haves: -Price!! 2-5k please! -0-60 in under 7( preferably stock ) -More than 20 mpg -Cheap insurance ( Old car? Maybe 90’s?) -Manual transmission -Aftermarket parts!!! Must have a wide range that are plentiful! And pllllleeeeeaaaseee don’t say anything with a 4-cyclinder unless it’s truly the best option! I prefer some muscle 😉 but not to the point were I’m spending all of my money on gas -.- Other than that, ‘nuf said 🙂 Thanks!


Auto insurance company problem?

I live in the state of Maryland (Baltimore County). I was in a auto accident. The other person was at fault. I called the police and they came and did an exchange of information. I called the other driver’s insurance company. Now 2 weeks later the insurance company is telling me that the person driving the car was not the owner of the car and that the owner of the car is not returning their phone calls. They sent our a registered letter but still not contact with their policy holder. Now I am being told that they are closing the case I I should go through my own insurance company. My insurance company told me that I would have to pay the deductible ($1,000) if I file with my own company. What can I do to have the responsible party and their insurance company pay for this?


Can I get a tracking number and insurance for a Fed Ex package if i use a drop box?

There are no Fed Ex stores in the town that i live in. However there are a few drop boxes. Is there anyway I can get some kind of pre paid stamp”


POLICY NUMBER ON INSURANCE CARD?!?

Hi, I have the Care1st health plan card, and I need to fill out a medical form. I’m not sure which one is the policy number. On the card it shows CIN: (8 numbers & 1 letter) Member No.: (6 numbers then an [*] 2 numbers) so which one is the policy number? Please and Thank you !


I need health insurance. and advice?

i am 20 and want to get affordable good health insurance but i only want to pay like 75$ a month is that reasonable? what should i be expecting to pay and what providers are good?


How much is car insurance?

I know it depends on a lot of things, So what’s an idealistic amount for a young teen w/ 3.0+gpa and a sports car be?


What is the best home insurance (in southern america GA, AL, MS, LA any of these) that you found to be best?

any of the southern states really. What have you found is the best home owners insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can you use your ex husband’s insurance to give birth ..to new baby?

Can you use your ex husband’s insurance to give birth to new baby?


How much to replace a lost Verizon phone with Insurance?

How much to replace a lost Verizon phone with Insurance?


Can an insurance company be sued for not paying and ruing my credit?

I had a bill and the insurance refused to pay it. They thought I was under two different insurances. The bill went to collections and they have paid a little on it but not the whole thing. It has been a year now.


How does car insurance work?

I got a quote for a BMW 325XI. It was going to cost 1390$ for 6 months. Now, does that mean I pay for the 6 months and then get the other 6 months of the year off? Or does it mean that I pay 1390+1390 for a total of 2780$ per YEAR?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Will My insurance company fix my car???

Tonight I was practically left in tears after driving on the highway in my freshly painted (6 weeks ago) 1966 ford mustang. It was dark and there was very poor visibility and I drove though I pile of stones that had either been dropped off a truck, or from unfinished roadworks. Either way, My $50,000 paint job has been ruined. I have Full Comprehensive Insurance, on a website I looked at I red this blurb on it. Comprehensive insurance covers damage to a vehicle that was not involved in a collision. If you carry comprehensive car insurance and the paint chips on your car were caused by vandalism, theft, animals or a natural disaster, then your insurance will repair the paint damage. You will be responsible for paying the deductible on your policy. Tiny paint chips caused by insects, rust or mild weather conditions are not covered by car insurance. These types of paint chips are normal under most driving conditions and are considered common wear and tear. My car is insured for $85,000 So, am I covered. Or am I going to be wiping my tears away for months. And yes, I understand that cars will get small stone chips over time (Thats normal wear and tear, which is something I can live with. But I don,t call my car getting showered in loose gravel normal wear and tear.


How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?


How to finish filing GAP Insurance?

I got in an accident, just myself no other cars involved, and I need to finish filing GAP Insurance. My insurance company messed up my payments and cancelled my insurance without telling me. So, unknown to me, I didn’t have insurance at the time. I did get the insurance to look at the car and send information to my car loan, who sent information to the GAP. I got a letter from the GAP about what they need. 1. Copy of Primary Auto Insurance Companies Loss Settlement Check (which I won’t get) 2. Copy of Primary Auto Insurance Companies Acv Worksheet with Evaluation (What is this?) Copy of Accident/Investigative Report (Is this the online Traffic case summary of my ticket they gave me?) Any info would be helpful. Also, do you have to be current on car payments to file GAP?


Car Insurance….Help?

Hiya!!! i am 17, jus passed my test, got pass plus aswell, am male and a full time student…does any cool dude out there no of any cheats on how to get the cheap car insurance coz for a 1.2 fiat punto costs me 2800 and i jus havnt got that money!!!! any help really would be appreciated 🙂 🙂 🙂 thankssssss x

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Confused about totaled car, insurance, and bank loan!! Help!!?

The insurance company is asking for the title and the bank would have it since I have a loan on it. I’m just frustrated that it’s a loss/loss situation..if I keep the car I have to pay for the damages out of my own money (right?)..and if I give it to them to take for salvage I’ll have to start all over again.


Car insurance??

I have had my license for about 5 months until i got into an accident. I hadn’t killed anybody, but they did go to the hospital to get checked. My ticket was reduced to a parking violation. The whole accident was me hitting a car from behind. Nothing much happened to their car, but mine had 4k worth of damage i had to pay for. How much do you think my insurance would rise a month?


How much will my car insurance cosT?

We have Allstate. 2 cars, and my mom and dad are both covered on both cars. If I were to get my license in a week, when I am 16 how much will that increase there bill too? I only want to get insured for one car, and its an older classic car. Also I have taken an online drivers ed course.


Can i list my vehicle at another adress for insurance?

hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?


What is the average cost of car insurance people pay annually?

Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?


Where should i look for health insurance plans?

i work freelance as a designer from home and i’m currently covered by my husband’s health insurance plan through his job. we would like to have him quit his job and help me so that we can expand the business, but one big expense to think about is health insurance. where would i begin to start looking for plans for individuals?


What’s this £50 cash back with a car insurance quote all about?

I was quoted £370, clicked on ‘buy now’ and it said £420…..you get the £50 cash back, in a cheque, through the post after 120 days


Texas Motorcycle Insurance – I need a policy for less than 40-50$ a month?

Does anyone know of places who dish out basic insurance? I’m not too worried about wrecks etc. I’m driving on the interior of a college campus running a block grid, so there isn’t much opportunity for bad to happen. I just need the basic amount required by law. Who can give that to me the cheapest? I’ve heard of people getting covered for 9.50 a month.


15 1/2 year old male insurence in california ?

im 15 1/2 and just got my permit and i have a 72 galaxie 500 2 door hard top but its not registered i was wondering if it would be cheaper to register the car in my name but be on my parents insurance or register it in my dads name and be on his insurance or just have my own insurance? i live in california. so if you can help that be great and dose anyone know how much it be if i joined my parents?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What would insurance cost for a 16 year old male with 08 Honda Accord LX-S coupe/ 2dr?

Hi, I am a 16 year old male and I might be getting a 08 Honda Accord LX-S coupe. But I want to know how much it would be to insure the car. I know that it is not classified as a sports car. I’m not sure if I am getting it so I just want to know. I have a clean driving record with no accidents (i just got my license). Thanks!


How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?


Is it worth getting motorcycle insurance?

Im about to buy a Drz400sm with a loan. I like to know snice I have a loan should I get insurance coverage on it and what type of coverage like theft for sure im getting it if I do buy insurance. What other coverage should I get for it. I just turn 18 with a super clean driving history and Im planning to take a motorcycle safety course so how much will you believe insurance will coast me on the drz400sm. What are some cheap insurance companies too by the way?


Aetna student health insurance cover accutane?

Does anyone know whether Aetna STUDENT health insurance cover accutane? I don’t know whether regular Aetna and Aetna Student are the same. also, for guys who have taken accutane, do we take the ipledge too? if so, how long do we have to wait before taking our first pill?


Does 2 Insurance Policies Affect Each Other?

I am going to be buying a car and the cheapest way of getting insurance is by naming my mum the named driver of the car and i was added on..but she is worried that if i crashed it would affect her no claims bonus on her other policy..would it?


A GOOD first car that is great for insurance?

i need a car that will b a good first car for a 16 year old male. it has to be reliable, safe, low cost, and has to have low insurance. any suggestions?


Lost jewelry, insurance claim?

Just found out to my shock horror that i have lost £3,000 worth of rings!!! am gutted! Was visiting my parents over the weekend, they live about an hours drive away somewhere during my visit i have lost both my wedding and engagement rings somewhere during my stay, do have contents insurance and i think ( not sure) i can claim some of the cash back but how do i begin to tell the insurance guys? What if they do not believe me? how does it all work? please help!


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